📊 I Monitored My Finances for the Last 3 Years: Here's What I Found Out
- nikkotigas25
- Feb 1, 2023
- 2 min read
Updated: Mar 29, 2023
Summary of the important points I've learned from my Financial Monitoring.
📍 My spending habits are influenced by our working/living arrangements (Return-to-Office vs Work-from-Home) Lesser spend when working from home. Returning to office increased my transportation & accommodation (rent) costs.
📍 Pandemic reduced our travel/transportation/eat-out costs while my spending for essential goods (e.g. groceries) didn't significantly change.
📍 Increased shopping activity (both online and offline) are observed with the loosening of our health protocols
📍 Monitoring finances won't only save us MONEY but also our TIME because we can see which expenses cost us more time that could have been spent for doing more productive things. For example, I opted to an affordable postpaid subscription plan so I don't have to reload from time to time. I also subscribed to a non-expiring data plan so I will only pay once and be connected anytime of the year anywhere using my mobile devices.
📍 Having CONTROL over your finances means not letting us be controlled by money.
As a BONUS, I've also come up with a Financial Planning Worksheet that will let us monitor your finances so we can also take actions that will help us achieve our financial goals by properly allocating our cashflow to more important things.
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